Mortgage Rates

For sale sign is seen outside of a home in Arlington Heights, Ill., Wednesday, Sept. 16, 2026.

NEW YORK — The average long-term U.S. mortgage rate jumped this week to its highest level in nearly three years.

The benchmark 30-year fixed-rate mortgage rose to 7.28% from 7.03% last week, mortgage buyer Freddie Mac said Thursday, the biggest leap in four years. A year ago, the average rate was 6.34%.

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