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                    "As high-profile moguls make permanent\u00a0moves to places like Texas and Florida to avoid\u00a0California\u2019s\u00a0proposed billionaire tax, millionaires in the state are quietly making their own international relocation plans.\u00a0For this subset of wealthy California residents, these moves are not about avoiding taxes but instead about diversifying holdings and, perhaps most importantly, having a \u201cplan B\u201d if they need to flee the country. Rather than fleeing California, they\u2019re positioning themselves to keep their home base while enjoying the luxury of an entirely different country through the growing popularity of golden visas.\u00a0No central database tracks how many Americans apply for residency abroad through \u201cgolden visas\u201d \u2014 programs where individuals make significant economic investments abroad in exchange for residency in a country \u2014 but government and industry data show interest has grown exponentially since 2019. Henley & Partners, a global citizenship and residency advisory firm, said its U.S. client applications rose more than 1,000% between 2019 and 2024 and doubled again in 2025. In New Zealand, Americans filed 305 applications between April 2025 and September 2026, and in Portugal, approvals rose from just 65 in 2019 to 406 in 2024.Article continues below this ad\u201cWe don\u2019t know what the world will look like in 100 years from now or 50 years from now, so it\u2019s just good planning,\u201d Basil Mohr-Elzeki, a managing partner at Henley & Partners, told SFGATE, explaining that his clients enjoy the \u201clifestyle options, educational options, travel options\u201d that come with residency abroad.A view of U.S. President Donald Trump during the signing of executive orders in the Oval Office at the White House in Washington, D.C., on Sept. 19, 2025.\u00a0Demetrius Freeman/The Washington Post/Getty ImagesMohr-Elzeki said the primary reason most people come to use the company\u2019s services is to diversify assets, but he\u2019s increasingly seeing U.S. applicants think of golden visas as a form of \u201clegacy planning.\u201d \u201cWe\u2019re seeing affluent families who are not thinking of the first generation, they\u2019re thinking of the second, third,\u201d he said, explaining that most programs include all named dependents on an application and will pass down. \u201cSo then the kids have it, the grandkids have it, the great-grandkids have it.\u201dOf any state residents, the firm helps the most New Yorkers, but Californians aren\u2019t far behind. Within California, most of their clients are in the Bay Area, followed by Los Angeles, though the company declined to share exact numbers. Mohr-Elzeki said only about 4% of their clients from the U.S. actually relocate\u00a0\u2014 most retain their primary residence\u00a0\u2014 but they embrace flexibility for where they call \u201chome.\u201d\u00a0Article continues below this adNew Zealand\u2019s investor visitor program, called Active Investor Plus Visa, offers residency through a minimum investment of $5 million NZD (about $3 million in U.S. dollars) and has become particularly popular since its debut in September 2022. \u201cThe climate is similar. It\u2019s English speaking, first-world country, stable financial system, so it seems like a really nice complement to being in California,\u201d Mohr-Elzeki said.\u00a0Depending on the country\u2019s program, a golden visa or similar residency program could cost as little as $150,000, Mohr-Elzeki said, to as much as $8 million. \u201cBy getting citizenship today for the whole family, not only are you hedging different risks if you deem that one of the reasons, but you\u2019re also providing a lot of optionality on the lifestyle factors, educational, healthcare factors for yourself and the next generations to come,\u201d he said.\u00a0Queenstown in South Island, New Zealand.Nazar Abbas/Getty ImagesDavid Russell, an international investment adviser who manages a fund used to obtain a golden visa in a place like Portugal, said most of the applicants he sees are \u201cfrom the coast, traditionally very wealthy, left-leaning, Democrat voting, people who want a plan B who hate Trump, who hate the administration and they\u2019re looking at something else.\u201d\u00a0Article continues below this adA common way to get this type of visa is by investing in real estate, but not every program allows that. Portugal changed its rules in 2023, and now, New Frontiers, the investment fund Russell manages, primarily pours money into early-stage Portuguese solar projects. \u201cWhat\u2019s quite attractive for a large cohort of wealthy U.S. and actually U.K. nationals is they are very keen on doing something positive with their money for Portugal, the country they\u2019re going to live in,\u201d Russell said.In 2017, rumors began to swirl after LinkedIn Co-Founder Reid Hoffman told the New Yorker that Silicon Valley elites were buying up land in remote areas of places like New Zealand for \u201capocalypse insurance.\u201d David Simoes Fitas, an immigration lawyer in Portugal, said most of his clients like the idea of having \u201ca second passport as a plan B,\u201d but mostly, the reasoning is far more ordinary. \u201cThey don\u2019t feel welcome anymore in the United States because of their religion, because of their race, because of their sexual orientation. Or just because they don\u2019t see themselves in line with the values,\u201d Fitas said.U.S. President Donald Trump holds up a \u201cTrump Gold Card\u201d as he makes an announcement from the Roosevelt Room of the White House in Washington, D.C., on Dec. 19, 2025.\u00a0Brendan Smialowski/AFP/Getty ImagesFitas said between 80% and 90% of his clients are wealthy retirees-to-be from the U.S. \u201cThey want the option. They don\u2019t want to retire where they have lived,\u201d Fitas said.Article continues below this adPrograms in Greece, Italy and Spain are also growing in popularity with that subset, Fitas said.\u00a0The United States has its own golden visa program that launched in December\u00a02025, requiring a $1 million contribution for foreigners seeking residency. The \u201cTrump Gold Card\u201d had only attracted 338 applicants as of May 2026. Julie Fry, an economist and migration policy specialist, said these programs change frequently as each country tries to devise what it deems is the best way to attract both money and talent from across the globe. Many programs were historically focused primarily on big capital infusions, but in addition to reportedly being\u00a0abused for illicit activity, the upside for many countries wasn\u2019t enough.\u00a0A view of Aoraki Mount Cook in South Island, New Zealand.\u00a0Getty ImagesNow, \u201cI think it\u2019s really shifting,\u201d Fry said. A lot of programs are redesigning and reevaluating their programs to try and boost the skills and knowledge brought in rather than just investment. Many entrepreneurs have also discovered the benefits of building businesses in places like New Zealand instead of the U.S. \u201cYou can build things without the regulatory constraints that you would find in other places,\u201d she said.Article continues below this adThe good weather doesn\u2019t hurt either.\u00a0She said these programs will continue to evolve, and people\u2019s desires will likely evolve alongside them. \u201cThe economic value of just having capital isn\u2019t that great, particularly if people are investing passively,\u201d she said. \u201cThere\u2019s this desire to see this produce more than just nice people with capital.\u201dOct 7, 2026Tessa McLean is the California editor for\u00a0SFGATE. She joined the team in 2019, spending four years helming the local section. She now writes features with a statewide lens, telling stories about the issues, trends and news that matter in the Golden State. To submit tips, comments or messages about why you love California, please reach out to her at tessa.mclean@sfgate.com."
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                    "As high-profile moguls make permanent\u00a0moves to places like Texas and Florida to avoid\u00a0California\u2019s\u00a0proposed billionaire tax, millionaires in the state are quietly making their own international relocation plans.\u00a0For this subset of wealthy California residents, these moves are not about avoiding taxes but instead about diversifying holdings and, perhaps most importantly, having a \u201cplan B\u201d if they need to flee the country. Rather than fleeing California, they\u2019re positioning themselves to keep their home base while enjoying the luxury of an entirely different country through the growing popularity of golden visas.\u00a0No central database tracks how many Americans apply for residency abroad through \u201cgolden visas\u201d \u2014 programs where individuals make significant economic investments abroad in exchange for residency in a country \u2014 but government and industry data show interest has grown exponentially since 2019. Henley & Partners, a global citizenship and residency advisory firm, said its U.S. client applications rose more than 1,000% between 2019 and 2024 and doubled again in 2025. In New Zealand, Americans filed 305 applications between April 2025 and September 2026, and in Portugal, approvals rose from just 65 in 2019 to 406 in 2024.Article continues below this ad\u201cWe don\u2019t know what the world will look like in 100 years from now or 50 years from now, so it\u2019s just good planning,\u201d Basil Mohr-Elzeki, a managing partner at Henley & Partners, told SFGATE, explaining that his clients enjoy the \u201clifestyle options, educational options, travel options\u201d that come with residency abroad.A view of U.S. President Donald Trump during the signing of executive orders in the Oval Office at the White House in Washington, D.C., on Sept. 19, 2025.\u00a0Demetrius Freeman/The Washington Post/Getty ImagesMohr-Elzeki said the primary reason most people come to use the company\u2019s services is to diversify assets, but he\u2019s increasingly seeing U.S. applicants think of golden visas as a form of \u201clegacy planning.\u201d \u201cWe\u2019re seeing affluent families who are not thinking of the first generation, they\u2019re thinking of the second, third,\u201d he said, explaining that most programs include all named dependents on an application and will pass down. \u201cSo then the kids have it, the grandkids have it, the great-grandkids have it.\u201dOf any state residents, the firm helps the most New Yorkers, but Californians aren\u2019t far behind. Within California, most of their clients are in the Bay Area, followed by Los Angeles, though the company declined to share exact numbers. Mohr-Elzeki said only about 4% of their clients from the U.S. actually relocate\u00a0\u2014 most retain their primary residence\u00a0\u2014 but they embrace flexibility for where they call \u201chome.\u201d\u00a0Article continues below this adNew Zealand\u2019s investor visitor program, called Active Investor Plus Visa, offers residency through a minimum investment of $5 million NZD (about $3 million in U.S. dollars) and has become particularly popular since its debut in September 2022. \u201cThe climate is similar. It\u2019s English speaking, first-world country, stable financial system, so it seems like a really nice complement to being in California,\u201d Mohr-Elzeki said.\u00a0Depending on the country\u2019s program, a golden visa or similar residency program could cost as little as $150,000, Mohr-Elzeki said, to as much as $8 million. \u201cBy getting citizenship today for the whole family, not only are you hedging different risks if you deem that one of the reasons, but you\u2019re also providing a lot of optionality on the lifestyle factors, educational, healthcare factors for yourself and the next generations to come,\u201d he said.\u00a0Queenstown in South Island, New Zealand.Nazar Abbas/Getty ImagesDavid Russell, an international investment adviser who manages a fund used to obtain a golden visa in a place like Portugal, said most of the applicants he sees are \u201cfrom the coast, traditionally very wealthy, left-leaning, Democrat voting, people who want a plan B who hate Trump, who hate the administration and they\u2019re looking at something else.\u201d\u00a0Article continues below this adA common way to get this type of visa is by investing in real estate, but not every program allows that. Portugal changed its rules in 2023, and now, New Frontiers, the investment fund Russell manages, primarily pours money into early-stage Portuguese solar projects. \u201cWhat\u2019s quite attractive for a large cohort of wealthy U.S. and actually U.K. nationals is they are very keen on doing something positive with their money for Portugal, the country they\u2019re going to live in,\u201d Russell said.In 2017, rumors began to swirl after LinkedIn Co-Founder Reid Hoffman told the New Yorker that Silicon Valley elites were buying up land in remote areas of places like New Zealand for \u201capocalypse insurance.\u201d David Simoes Fitas, an immigration lawyer in Portugal, said most of his clients like the idea of having \u201ca second passport as a plan B,\u201d but mostly, the reasoning is far more ordinary. \u201cThey don\u2019t feel welcome anymore in the United States because of their religion, because of their race, because of their sexual orientation. Or just because they don\u2019t see themselves in line with the values,\u201d Fitas said.U.S. President Donald Trump holds up a \u201cTrump Gold Card\u201d as he makes an announcement from the Roosevelt Room of the White House in Washington, D.C., on Dec. 19, 2025.\u00a0Brendan Smialowski/AFP/Getty ImagesFitas said between 80% and 90% of his clients are wealthy retirees-to-be from the U.S. \u201cThey want the option. They don\u2019t want to retire where they have lived,\u201d Fitas said.Article continues below this adPrograms in Greece, Italy and Spain are also growing in popularity with that subset, Fitas said.\u00a0The United States has its own golden visa program that launched in December\u00a02025, requiring a $1 million contribution for foreigners seeking residency. The \u201cTrump Gold Card\u201d had only attracted 338 applicants as of May 2026. Julie Fry, an economist and migration policy specialist, said these programs change frequently as each country tries to devise what it deems is the best way to attract both money and talent from across the globe. Many programs were historically focused primarily on big capital infusions, but in addition to reportedly being\u00a0abused for illicit activity, the upside for many countries wasn\u2019t enough.\u00a0A view of Aoraki Mount Cook in South Island, New Zealand.\u00a0Getty ImagesNow, \u201cI think it\u2019s really shifting,\u201d Fry said. A lot of programs are redesigning and reevaluating their programs to try and boost the skills and knowledge brought in rather than just investment. Many entrepreneurs have also discovered the benefits of building businesses in places like New Zealand instead of the U.S. \u201cYou can build things without the regulatory constraints that you would find in other places,\u201d she said.Article continues below this adThe good weather doesn\u2019t hurt either.\u00a0She said these programs will continue to evolve, and people\u2019s desires will likely evolve alongside them. \u201cThe economic value of just having capital isn\u2019t that great, particularly if people are investing passively,\u201d she said. \u201cThere\u2019s this desire to see this produce more than just nice people with capital.\u201dOct 7, 2026Tessa McLean is the California editor for\u00a0SFGATE. She joined the team in 2019, spending four years helming the local section. She now writes features with a statewide lens, telling stories about the issues, trends and news that matter in the Golden State. To submit tips, comments or messages about why you love California, please reach out to her at tessa.mclean@sfgate.com."
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